Major Mortgage offers many different programs for your home loan needs. From Home Purchase to Home Refinance, we have your best interest in mind. Our ZERO DOWN programs are briefly illustrated below.  For your convenience we also can provide Down Payment Assistance to help with closing costs or actual down payment if you are not eligible for ZERO DOWN programs.
All of our loan programs require a minimum credit score of 620.
Most of your questions can be answered by clicking on the FAQ button for each category.
USDA Home Loans
At Major Mortgage, our goal is to be your source for everything you need to know about qualifying for a USDA Rural Development Mortgage. While applying for this ZERO DOWN, 102% ltv, Fixed Interest Rate home loan is quick, secure and easy, there are a few eligibility requirements you should be aware of. CLICK HERE to see if your home qualifies for a USDA loan.
If you live in a qualifying suburban town or rural community, generally with a population of less than 20,000, you may be eligible. 
Please click the FAQ button for answers to most of your questions.
VA Home Loans
Major Mortgage would like to thank everyone for their service in the military! VA loans are ZERO DOWN, 102% ltv, that can be used anywhere in the country, you are not limited to rural communities. Even if you may have lost your 1st VA home to unforeseen circumstances, we still may be able to help you with a new VA loan!
Please click the
FAQ button for answers to most of your questions.
FHA Home Loans
FHA loans are are commonly viewed as a 1st time home buyers loan. This loan requires a low down payment of 3.5%, 99% ltv. FHA allows borrowers to utilize down payment assistance in lieu of the down payment, or obtain a gift or loan from a family member. Almost ZERO DOWN financing can be achieved!
Please click the
FAQ button for answers to most of your questions.
Down Payment Assistance
Major Mortgage works with CHAC (Colorado Housing Assistance Corporation) for help with down payment and or closing costs. This program is available to borrowers who have not owned a home in the last 36 months and $1000 must be paid towards the transaction.
Please click the
FAQ button for answers to most of your questions.

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